Credit regulator’s tips on wise spending

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Mpho Ramapala, the regulator’s manager for Education and Communication said in previous years, many people fell into debt by succumbing to the urge of spending money they didn’t have. Ramapala urged consumers to be money wise this time by spending differently at a time aptly called the silly season because of the spending frenzy that appears to afflict people. “History has shown us that bonuses present a great temptation to continue buying things that they didn’t plan for. We strongly encourage people to stop, do a budget and plan their spending very carefully, especially over this period with a note that January is just around the corner with its expenses,” Ramapala said.

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