Geezer Tells New Grads: Follow These 4 Essential Money Rules

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It’s that time of year again, when politicians, activists, business honchos and other luminaries don cap and gown to dispense sage advice to newly minted college grads in the time-honored form of commencement speeches. Somehow I didn’t receive a request to speak. Maybe my less-than-cum laude record as a student at Penn more than 40 years ago scared schools off. But I’ve never been one to let the mere lack of an invitation stop me from weighing in. So here, from a geezer who’s spent the bulk of his career writing about personal finance, are four tips and observations designed to help recent grads get onto the right financial path

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